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Mortgage products provided by Standard Life Bank plc

Property Portfolios and Investment




“From property owner to property investor”

Investing in property can be an exciting challenge. If you get it right your investment can provide great returns.

The Freestyle Buy to Let Mortgage is designed to help you achieve this. Whether you’re investing for the first time or expanding your portfolio here’s how Freestyle can help:

Affordability Boost

When we look at how much you can borrow we’ll take into account income from other sources, provided it can be verified, which could mean up to another £50,000 towards your Buy to Let mortgage.

Half price fees on multiple mortgages

Our multiple application benefit can help you to grow your portfolio, or remortgage some of your current properties, and save thousands in fees.

We can offer you half price arrangement/booking fees for up to 9 additional mortgages taken out within the 12 month period following your first application.

What's more, these fees can be added to your loan on completion. See our tariff of charges for full details of fees.

Flexible features

Overpayments: to reduce your mortgage term, or monthly payments, you can make unlimited overpayments on any variable rate mortgage and up to 10% of your outstanding balance on a fixed rate mortgage. Remember though that if you pay off your mortgage early you may have to pay an early repayment charge.
Payment holidays: you can take up to two payment holidays a year, useful if you have a gap in tenancy. Subject to available funds in your Prepayment Reserve and provided you’ve made 6 consecutive payments and give us 22 days’ notice.

More choice for investors

We’ve extended our Buy to Let range to offer a greater choice of products, fees and interest rate levels to suit any type of investor.

Find a Buy to Let Mortgage to suit you.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE